About 228 loan
About 228 loan
Blog Article
The Board evaluates a lender's retail banking solutions made available in the financial institution's facility-primarily based evaluation parts and nationwide, as relevant, within the institution amount as follows:
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답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(4) Are available to people at a place of work where nearly all workers are minimal- or moderate-earnings, according to U.S. Bureau of Labor Figures knowledge for the normal wage for workers in that particular occupation or market;
For every significant solution line, a Geographic Neighborhood Benchmark, calculated pursuant to paragraph III.c of appendix A to this section for facility-based evaluation areas and retail lending evaluation places, and paragraph III.e of appendix A to this portion for outside retail lending areas.
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(3) A small small business loan or tiny farm loan is situated within the census tract where the principle business here enterprise facility or farm is located or in which the borrower will if not apply the loan proceeds, as indicated through the borrower.
A financial institution or savings association's report of functionality may be the basis for denying or conditioning approval of an application stated in paragraph (a) of the portion.
The Board may possibly change a confined purpose bank's institution rating from “Satisfactory” to “Exceptional” wherever a lender requests and gets more thing to consider for services that may qualify underneath the Community Development Solutions Test in § 228.twenty five.
(B) Inside five calendar days with the ask for, all the data the lender is required to take care of less than this section in the general public file concerning the power-centered evaluation area during which the department is found.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) Any counties wherein the big financial institution didn't originate any shut-stop household home finance loan loans or tiny company loans which have been documented loans throughout that calendar yr.
(i) The whole thing of an individual MSA (utilizing the MSA boundaries which were in outcome as of January one from the calendar yr through which the delineation applies), excluding any counties In the significant lender's facility-centered assessment regions; or